Most of us have seen the commercials on TV about Mayhem getting into some terrible situation, or the pig driving a convertible, but what you may not realize is what these companies spend in advertisement each year. The cost may astound you. While each of them are trying to outdo one another with the best this and cheapest that, you should begin to … [Read more...] about Insurance Advertising Dollars and Customer Service
Maine Car Insurance
Spring is just around the corner! A great indicator that winter is being left behind is the orange “Bump” signs posted along the roads. If it isn’t a frost heave it is a pot hole. The daily commutes resembles more of an off road course at the X Games than your regular drive to work. The warmer days cause the snow to melt while the nights bring us … [Read more...] about Maine Auto Insurance and Maine Roads
In 2006, I purchased my first car from a dealer, a 2005 Pontiac Grand Am. I love this car. It isn’t the fanciest model, but it is mine. In 2011, I proudly made the last payment. It really was mine now. I know how to drive it in the snow. I know how to back into tight parking spots. I know how to operate my car. It is a good feeling. I firmly … [Read more...] about DEER VERSUS YOUR CAR INSURANCE
Summer is quickly approaching. Soon the roads will be filled with tourists and locals out enjoying all that the Midcoast has to offer. Road construction will soon be in full swing as well. Beginning in 1999, National Work Zone Awareness Week has brought attention to work zone safety on our roads and highways. Often, we get frustrated when … [Read more...] about NATIONAL WORK ZONE AWARENESS WEEK APRIL 15-19, 2013
The safest tip you can receive about driving in wintery conditions is to not drive at all. Living in Maine, sometimes that isn’t always an option. If you are going to be on the roads, shouldn’t you be as careful as you can? One wrong adjustment and your vehicle could be sliding into a line of cars at an auto dealership. Do you have the proper … [Read more...] about WINTER DRIVING SAFETY TIPS
June is National Safety Month. This year’s message is Safety 24/7. Each week in June, the National Safety Council has set up a theme. The last week in June has been dedicated to safe driving. The goal is to raise awareness and educate the public. Road traffic increases during the summer months as people are heading to the beach among other … [Read more...] about KEEP YOUR EYES ON THE ROAD
The battle of the sexes has been raging since the dawn of time. The 1946 musical, Annie Get Your Gun, is a classic example of anything you can do I can do better. Pun intended. One gender related topic that can get even the most relaxed person going is; are men better drivers than women? According to the statistics of the insurance industry, men … [Read more...] about CHEAPER YOU SAY, BECAUSE I’M A FEMALE?
We are all aware that we are required by law to have liability car insurance. A simple definition of liability car insurance is coverage if an insured is legally liable for bodily injury or property damage caused by an automobile. What we may not be so knowledgeable about is collision and comprehensive coverage. While these types of coverage may be … [Read more...] about The Moose and the Tree – The Differences in Collision and Comprehensive Insurance
Beginning January 3, 2012, all commercial drivers - including truck and bus drivers - are banned from using hand-held and push-to-talk cell phones while behind the wheel, affecting an estimated 4 million commercial drivers. The new rule from the Department of Transportation prohibits commercial motor vehicle drivers from holding, dialing, or … [Read more...] about Nationwide Cell Phone Ban
Since we first saw the animated sitcom, The Jetsons, we’ve been waiting for a flying car to become a reality. While not quite as “Hollywood” as the AMC Matador Coupe used in the 1974 flick The Man With the Golden Gun, the construction, testing and certification of a next generation design is now underway. The first customer delivery of the … [Read more...] about Insuring Flying Cars
...it really gets the attention of everyone at work! And it generally means that you did something pretty special--something your customer appreciated enough to call a florist! On Monday, I looked up from my desk and watched as a delivery of flowers was made to my co-worker Rosemary Campbell, who had so impressed a very nice couple with the … [Read more...] about When a Client Sends Flowers…
You won't hear this just anywhere, but in our office this very important task is managed by -- our receptionist. Actually (and this is quite surprising), most insurance agencies have no formal process in place for monitoring the financial ratings of the companies they represent. That means other agents can easily allow a ratings downgrade to … [Read more...] about Who Watches The Financial Ratings For Your Insurance Company?