Most of us have seen the commercials on TV about Mayhem getting into some terrible situation, or the pig driving a convertible, but what you may not realize is what these companies spend in advertisement each year. The cost may astound you. While each of them are trying to outdo one another with the best this and cheapest that, you should begin to … [Read more...] about Insurance Advertising Dollars and Customer Service
Overlooking discounts for your Maine home insurance is easy to do. I often hear, “I didn’t know that!” when talking to customers about discounts. Especially when they hear something as standard as a smoke detector or fire extinguisher can take a percentage off of your premium. Taking advantage of all offered discounts is an easy way to save … [Read more...] about Overlooked Discount for Your Maine Home Insurance
Autumn has arrived and soon it will be far too chilly to hang our laundry outside. Yes, we’ll miss the freshness that comes with laundry on a clothes line, but we’ll enjoy the warmth of the dryer. As we head into the colder months the use of the dryer increases and so does the risk of fire. According to the National Fire Protection Association … [Read more...] about FIRES, DRYERS AND YOUR HOMEOWNERS INSURANCE
Baseball season is in full swing, bringing to mind ballpark hot dogs, peanuts, cracker jacks and of course home runs. Fans are pouring into stadiums day after day to see their favorite team win the game. Most fans have at least once purchased a pack or baseball cards. While most fans won’t turn into serious collectors, those that do will want to be … [Read more...] about BASEBALL CARD COLLECTIONS AND INSURANCE
Warmer days have arrived and it is time for the yearly ritual of spring cleaning. The task of spring cleaning can be a daunting one, especially if you don’t have a plan. Planning can keep you focused on each task. Start with the biggest problem area in your home and go room to room. After each area is finished, you’ll feel a sense of accomplishment … [Read more...] about SPRING CLEANING TIPS
Personal liability insurance protects you anywhere, anytime. Also referred to as an umbrella policy, personal liability insurance can be part of a solid homeowner’s policy, or a separate stand-alone policy. While the majority of us will make through life without major mishaps, there are time when accidents happen, injuries may occur, and you may … [Read more...] about WHY PERSONAL LIABILITY COVERAGE IS IMPORTANT
We hear stories of families that lose their possessions in house fires, or damage created by storms. Most of the time we don’t think it will happen to us. Unfortunately it can. It is important to create a list of the inventory in your home. Over $43 billion dollars in damage was done in 2011. That is a lot of loss. Research suggests that more than … [Read more...] about WHAT IS IN YOUR HOME?
Last week we learned of two horrible fires in Augusta and Orrington. The first fire reported took the lives of four people and the second left a man critically injured. Investigators believe both fires could have been prevented. With Old Man Winter creeping in and our temperatures dropping, it is important to remember some basic steps so you and … [Read more...] about WOOD STOVE SAFETY
Hurricane Sandy is traveling quite quickly up the eastern seaboard, arriving here in less than 24 hours. While we won’t get the brunt of the storm we are sure to see power outages with high winds projected to reach 60mph. Have you taken the time to put together a power outage emergency kit? Below is a list of items that should be found your kit. … [Read more...] about POWER OUTAGE EMERGENCY KIT
This week is Fire Prevention Week. Originally started to commemorate the Great Chicago Fire in 1871, it is the longest running public health and safety observance on record. Each year has a theme and this year the theme is, Have 2 Ways Out. It is imperative that you and your family have a plan in place in the event of a fire. Wouldn’t it be even … [Read more...] about DO YOU HAVE TWO WAYS OUT?
Homes without a security system in place are three times more likely to be burglarized than homes with. One home is burgled every 13 seconds in the United States. With numbers like these, installing a home security system is as important as having a solid homeowner’s insurance policy. Not only does a security system provide you with peace of mind, … [Read more...] about LOWER RISK CAN EQUAL LOWER PREMIUMS
Home fires caused 2,565 deaths (not including firefighters) and almost $7.8 billion in damage in 2009, according to the National Fire Protection Association (NFPA). While it’s impossible to completely prevent fires, there are several measures you can take to protect your family, home and valuables from the flames. Check smoke and carbon monoxide … [Read more...] about Fight the Flames: Seven Hot Tips for Protecting Your Home from Fire